Phoenix Protection Group's Insurance Knowledge Base
Home insurance is essential if the unthinkable happens and your home is severely damaged. The insurance claims process is a complex one that can involve multiple parties, lots of time, and numerous payouts. Knowing how claim payments wor...
Except for New Hampshire and Virginia, every state in the union requires you to carry auto insurance if you want to drive a car. Each state has minimums that you are required to purchase, but how much auto insurance do you need? Is the b...
Chances are, when you first purchased a home insurance policy, things like unplanned accidents and natural disasters were on the top of your mind. Yet, sometimes the costliest events come from stuff like foundation damage that your homeo...
Do you live in a state that is prone to hurricanes and experiences massive storms every year? If so, it is essential to know if your homeowners insurance covers hurricane damage. Do not wait until a storm has occurred to call your insura...
The purpose of boat insurance is to protect you financially in the case of unexpected damages or loss of your boat. Boat insurance includes damage to your watercraft, but also, damage to other vehicles or persons. You are most likely not...
We purchase auto insurance hoping that we never have to use it. Unfortunately, accidents happen, and we put ourselves at risk of one every time we drive our vehicles. Insurance companies were created to help their customers out when they...
Long-term care insurance (LTC) provides funds for nursing-home care, home health care, or personal or adult day care for those 65 or older with a chronic or disabling condition requiring constant supervision. This coverage offers much mo...
Comprehensive auto insurance is the coverage you use in the case of “bad luck.” This type of insurance is the next level of coverage beyond the required state minimum. It helps pay for damage to your vehicle from almost everything except...
A homeowners insurance deductible is the amount of money the policyholder will pay out of pocket before the insurance company helps pay for a claim or incident. The amount of the homeowners deductible is chosen by the policyholder at the...
